A corporate financial solution for your business growth

Designed to manage corporate cash flow, billing and invoicing, and monitor expenses with corporate card features in a centralized interface.
Trusted by various industries in Indonesia
Trusted by various industries in Indonesia
Bareksa
Bareksa
Optimize financial processes with an integrated solution

A financial platform to drive your finance team workflow and efficiency

Expense Management

A tailored solution for your business finances

Reimbursement

Simplify your business’s financial process and bookkeeping with our ready-to-use solution.
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Activate in 5 Minutes → Sign up for now without integration after your account is approved.
No Subscription and Hidden Fee → Save your business expenses without cost of subscription and additional payment.
Cost Efficiency → Pay for only 5K per disburse.
Seamless and Faster Process → Monitor and track your transaction at one dashboard.

Corporate Card

Stay on top of your corporate expenses with our Corporate Cards. Create unlimited cards at no fees and increase company liquidity without Corporate Credit Line.
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Unlimited Cards → Create your virtual corporate card without a limited number of cards.
Available for Physical and Virtual Corporate Cards →Track your business expenses on-the-go anytime and anywhere.
Real-time Settlement → Complete and track your transaction real time on one dashboard.

Account Receivable

Create, personalize and send invoices to your customers while adding and expanding each transactional data to a dedicated customer database.
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*Limited offer
Real-time payment monitoring → One door to monitor all incoming payments, get real-time payment notifications or send payment reminders to your customers
Personalized invoice → Fully personalize your outgoing invoice to embrace your brand identity and create familiarity to your customers
Customer database → Establish and grow your own customer database, with complete payment status and history
Payment Link pada faktur tagihan → Tambahkan Payment Link untuk menawarkan berbagai opsi pembayaran tagihan mereka

Account Payable

Equipped with OCR (Optical Character Recognition) to automatically scan your payables. Never miss a payment: scan, upload, and pay all incoming payable invoices with ease.
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*Limited offer
Centralize, monitor, and pay all invoices under one dashboard
Customizable invoice Terms of Payment (ToP), adjustable to your payment agreement
Multi-layer approval feature to ensure secure
payments
Establish and maintain a vendor database via Vendor Management feature

Reimbursement

Simplify your business’s financial process and bookkeeping with our ready-to-use solution.
Learn More
Activate in 5 Minutes
No Subscription and Hidden Fee
Cost Efficiency
Seamless and Faster Process
Coming Soon

Corporate Card

Stay on top of your corporate expenses with our Corporate Cards. Create unlimited cards at no fees and increase company liquidity without Corporate Credit Line.

Learn More ->

Unlimited Cards
Available for Physical and Virtual Corporate Cards
Real-time Settlement
Free*

Account Payable

Equipped with OCR (Optical Character Recognition) to automatically scan your payables. Never miss a payment: scan, upload, and pay all incoming payable invoices with ease.
Learn More
*Limited offer
Centralize, monitor, and pay all invoices under one dashboard
Multi-layer approval feature to ensure secure payments
Customizable invoice Terms of Payment (ToP), adjustable to your payment agreement
Establish and maintain a vendor database via Vendor Management feature
Free*

Account Receivable

Create, personalize and send invoices to your customers while adding and expanding each transactional data to a dedicated customer database.
Learn More
*Limited offer
Real-time payment monitoring
Personalized invoice
Customer database
Payment Link on invoicje

Scale up your finance operations
with these features

Coming Soon

Expense Management

Stay on top of your corporate expenses with our Virtual Corporate Cards. Create unlimited cards at no fees, and increase company liquidity with our Corporate Credit Line.
Learn More ->

Account Receivable

Create and track invoices with real-time status update, while building and managing your customer database in one dashboard.
Learn More ->

Account Payable

Automate your invoice payment process with our OCR feature (scan, upload, pay), and manage your vendor database with convenience.
Learn More ->

Accounting Integration

Connect your OY! Business account to our accounting software partner to centralize and automate your company’s bookkeeping process.

A smart solution to improve your
business productivity

A smart solution to improve your
business productivity

Integrate your accounting software
Record all company income and expenses automatically with our accounting platform integration.
Streamline invoice payment process
Secure your invoice payment process with a multilayer approval feature.
Scan, upload, and pay with OCR technology
Reimbursement, petty cash, expense budgeting – all your needs catered through Business Banking by OY!
Process multiple invoice payments simultaneously
Set customized terms of payment for partial or full invoice payment.
Integrate your accounting software
Record all company income and expenses automatically with our accounting platform integration.
Streamline
invoice payment process
Secure your invoice payment process with a multilayer approval feature.
Scan, upload, and pay with OCR technology
Secure your invoice payment process with a multilayer approval feature.
Process multiple invoice payments simultaneously
Have your option to process multiple invoice in one go.

Discover the best financial solution for your
business

An integrated payment platform to enable your business
growth
See Pricing ->
Flexible and Transparent Pricing Tailored to Your Needs
Run your business with confidence with our integrated payment solution! Experience the future of money movement infrastructure today. 
Other Products
Maximize your business’ financial potential with our solutions.
Receive Money
Receive payments from many accounts and keep track of all incoming transactions in one integrated dashboard.
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Cash Management
Avoid time-consuming manual cash counting process with our licensed and comprehensive cash handling services. An integrated payment platform to enable your business growth.
Learn More->
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PT. Dompet Harapan Bangsa (“OY! Indonesia”) registered and authorized by Bank Indonesia, Register Number 21/267/Jkt/3
PT. Dompet Harapan Bangsa (“OY! Indonesia”) registered and authorized by the Financial Services Authority, Register Number S-326/MS.72/2019
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OY! Indonesia registered as the electronic system provider at Indonesia Ministry of Communication and Informatics, Register Number 000019.01/DJAI.PSE/02/2021.
ISO 9001 Quality Management System, ISO 27001 Information Security Management System, ISO 37001 Anti-bribery Management System certified by BSI under certificate numbers FS 751090, IS 751086, and IABMS 780552
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