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Expense Management Feature
Reimbursement
Boost efficiency and transparency in the reimbursement workflow of your business.
Try Reimbursement
Corporate Card
Streamline expenses and tracking by issuing multiple cards customized for each department's needs.
Try Corporate Card
Receive Money Features
Account Receivable
Create invoices for your clients, define payment terms, and track their status on our monitoring dashboard.
Try Account Receivable
Payment Link
Accept payments from virtual accounts, bank transfers, e-wallets, debit/credit cards, and QR codes with just one link.
Try Payment Link
Virtual Account
Forget setting up multiple business accounts, receive and track payment from various banks on one dashboard .
Try Virtual Account
Payment Routing
End-to-end solution for accepting payments from your customers and route the funds directly to multiple bank accounts
E-wallet Aggregator
Enhance customer convenience by integrating e-wallet payments into your payment option
Send Money Features
Account Payable
Manage your company’s invoice payments and vendor data seamlessly in one platform.

Try Account Payable
Bulk Disbursement
Bulk Disbursement allows you to send money  up to thousands of recipients for scheduled or real-time payment.
Try Bulk Disbursement
International Transfer
Send money overseas to various countries in multiple currencies with competitive exchange rates.
Try International Transfer
Disbursement API
Send money simultaneously up to thousands recipients using API.
Biller API
Offer your customers the flexibility to pay their bills on your platform, from water, electricity, to internet bills.
Claim Fund
Process customer refunds securely without having to store their bank account details.

Try Claim Fund
Other Features
Multi Entity Management
Feature that can help you handle complex relations between entities in your business in the OY! Dashboard.
Try Multi Entity Mangement
Account Statement
Simplify balance top-ups, withdrawals, and transaction reconciliation on a single page.
Try Account Statement
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PT. Dompet Harapan Bangsa (“OY! Indonesia”) registered and authorized by Bank Indonesia, Register Number 21/267/Jkt/3
PT. Dompet Harapan Bangsa (“OY! Indonesia”) registered and authorized by the Financial Services Authority, Register Number S-326/MS.72/2019
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OY! Indonesia registered as the electronic system provider at Indonesia Ministry of Communication and Informatics, Register Number 000019.01/DJAI.PSE/02/2021.
ISO 9001 Quality Management System, ISO 27001 Information Security Management System, ISO 37001 Anti-bribery Management System certified by BSI under certificate numbers FS 751090, IS 751086, and IABMS 780552
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