Streamline and Increase Efficiency of Your Financial Operations

Indonesia’s first fully integrated payment infrastructure

All-in-one payment aggregator with cash processing services connected to a cashless ecosystem

Send Money

A variety of options to transfer funds in bulk , connected to more than 100 banks and e-wallet providers

Bulk Disbursement

Send money simultaneously up to thousands of recipients for scheduled or real-time payment with up to 20% cost savings

Claim Fund

Provide a secure customer refund process, without having to store their bank account information

Account Payable

Manage your company’s invoice payments and vendor data seamlessly in one platform

International Transfer

Transfer funds in SGD and USD to Singapore, China, and Hong Kong conveniently with a competitive exchange rate

Biller API

Allow your customers to pay their bills on your platform, such as water, electricity, and internet 

Learn More

Get more details about our Send Money features

Receive Money

Accept payments from various account sources and monitor all your incoming transactions on one integrated dashboard

Payment Link

Get paid with just one link, and let your customers choose their preferred payment method, such as bank transfer, virtual account, e-wallet, and debit/credit card 

Virtual Account

Forget setting up multiple business accounts, receive  and track payment from various banks on one dashboard

Account Receivable

Create invoices for your clients, define payment terms, and track their status on our monitoring dashboard

Payment Routing

Allows automatic process of directing funds accepted from customers to be disbursed to merchants in one flow

e-Wallet API

Process thousands of online fund transfers to various banks and e-wallets, all in one go

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Get more details about our Receive Money features

Expense Management

Control and gain visibility of all company expenses through our integrated corporate payment solution

Corporate Card

Issue multiple cards for different teams and track all transactions on our dashboard in real-time.

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Get more details about our Expense Management features

Cash Management

Avoid time-consuming manual cash counting process with our licensed and comprehensive cash handling services

Cash Deposit Central

A private cash deposit machine fully dedicated to your company’s needs including if you want to open a cash deposit service for additional revenue  

Cash Deposit Point

Opt-in for shared cash deposit access and receive commission for hosting cash transactions from other companies

Payment Point

Facilitate cash-dependent customer base by providing payment acceptance at selected retail points.

Learn More

Get more details about our Cash Management features

Join more than 1,000 Businesses with Hassle Free Financial Operations

Reduce your finance operations cost with our custom solutions for your unique business needs

01

Pegadaian

02

Akseleran

03

CrediBook

Featured Customer

Pegadaian uses OY! Disburse to optimize payment process towards thousands of different accounts simultaneously in real-time

"OY! provided solutions that answers our business needs, such as disbursement services. In addition, the availability of a monitoring dashboard makes it easier for the operational team to monitor transactions."

–– Teguh Budi - Senior Vice President Digital Lending & Payment ––

Featured Customer

Akseleran uses OY! Disburse to optimize payment process towards thousands of different accounts simultaneously in real-time

"OY!’s team is very responsive and informative. Every obstacle is addressed with good coordination and quick solutions, as well as regular updates that facilitate the collaborative process."

–– Dini Marita - Head of Finance ––

Featured Customer

Payment Link to simplify online payment process without integration & Transaction Data to analyze bank transaction data

"OY! really helps us in establishing an automation-based accounting ecosystem, especially for payment and billing features.”

–– Christian Lie - CEO of Credibook ––

Join more than 1,000 Businesses with Hassle Free Financial Operations

Reduce your finance operations cost with our custom solutions for your unique business needs

01

Pegadaian

Featured Customer

Pegadaian uses OY! Disburse to optimize payment process towards thousands of different accounts simultaneously in real-time

"OY! provided solutions that answers our business needs, such as disbursement services. In addition, the availability of a monitoring dashboard makes it easier for the operational team to monitor transactions."

–– Teguh Budi - Senior Vice President Digital Lending & Payment ––

01

Pegadaian

Featured Customer

Akseleran uses OY! Disburse to optimize payment process towards thousands of different accounts simultaneously in real-time

"OY!’s team is very responsive and informative. Every obstacle is addressed with good coordination and quick solutions, as well as regular updates that facilitate the collaborative process."

–– Dini Marita - Head of Finance ––

01

Pegadaian

Featured Customer

Payment Link to simplify online payment process without integration, & Transaction Data to analyze bank transaction data

"OY! really helps us in establishing an automation-based accounting ecosystem, especially for payment and billing features.”

–– Christian Lie - CEO of Credibook ––

Why Choose OY!

Integrated Ecosystem

One integrated solution for your business cash and cashless transactions, eliminating manual processes for your finance team in monitoring multiple payment channels.

Real-time Settlement

Improve your cash flow with real-time transaction process. All payments are reflected in your account directly, allowing your business to optimize your finance operations.

Customized Solution

We collaborate with our clients closely as their growth partners in developing tailor made solutions that are built on their existing system.

Partner Program

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