Send Money to Anyone, Anywhere, Anytime

Optimized your payment process by disbursing payouts to thousands of different accounts simultaneously in real-time.
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20k+
merchants are being powered by Send Money
BibitPegadaianAkseleranBareksaCreditBook

Send Money

Send money to your customers, clients, and everyone else, simply by uploading Excel files.
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OY! Bulk Disbursement

Send money to your customers, clients, and everyone else, simply by uploading Excel files.
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Send money in real-time 24/7, including holidays
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Transfer funds to more than 100+ banks and e-wallets across Indonesia
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Automatic checking of registered bank account numbers and transaction status
Bulk Disbursement
Api Disbursement
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OY! API Disbursement

Integrate your API and enjoy the convenience of sending money 24/7 to 100+ banks across Indonesia.
Check Tosca 100
Schedule your transactions for automatic disbursements
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Smart Release will ensure that payments that have been scheduled can only be received on the date specified by you as the sender.
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Easily track every transaction details and reconciliation reports from our dashboard.
API Disbursement Logo

OY! API Disbursement

Integrate your API and enjoy the convenience of sending money 24/7 to 100+ banks across Indonesia.
Check Tosca 100
Schedule your transactions for automatic disbursements
Check Tosca 100
Smart Release will ensure that payments that have been scheduled can only be received on the date specified by you as the sender.
Check Tosca 100
Easily track every transaction details and reconciliation reports from our dashboard.
Bulk Disbursement
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OY! Cash Out

Use your smartphone to withdraw cash from any of our partner shops and ATMs.
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Withdrawing cash is not restricted to old-school ATMs anymore
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Our continuously growing network is your own, digital ATMs
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Enhanced your transaction experience by going cardless
Screenshot Cash Out
Logo Overbooking
Overbooking
Use personal/company account as the source of funds when making transactions. You only need to top up the balance for the required admin fee.
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Overdraft
If you haven't got the chance to top up the balance, we have partnered with lending platforms that can provide you with loans to make transactions.
Integration

Payment Methods

We have built direct integration with banks all across Indonesia so you don't have to. Enjoy transfer fund to more than 100+ banks and e-wallets in real-time.
  • Check Tosca 100
    Connect directly to more than 100+ banks in Indonesia
  • Check Tosca 100
    Send funds to various e-wallets
Screenshot Payment Method
Usecase

Popular Use Cases

Pegadaian
Akseleran
Bibit

Hear from our partners

Christian Lie
CEO
"OY! sangat membantu kami dalam membentuk ekosistem akunting berbasis otomasi terutama untuk fitur pembayaran dan penagihan."
"OY! sangat membantu kami dalam membentuk ekosistem akunting berbasis otomasi terutama untuk fitur pembayaran dan penagihan."
Christian Lie
CEO
Teguh Budi
Senior Vice President Digital
Lending & Payment
"OY! memberikan solusi dari kebutuhan bisnis kami yaitu layanan disbursement. Selain itu, tersedianya monitoring dashboard memudahkan tim operasional untuk melakukan monitoring transaksi."
"OY! memberikan solusi dari kebutuhan bisnis kami yaitu layanan disbursement. Selain itu, tersedianya monitoring dashboard memudahkan tim operasional untuk melakukan monitoring transaksi."
Teguh Budi
Senior Vice President Digital
Lending & Payment
Dini Marita
Head of Finance
"Tim OY! sangat cepat tanggap dan informatif. Tiap kendala pasti dibantu dengan koordinasi yang baik dan solutif, serta adanya update berkala  yang memperlancar proses kerjasama."
"Tim OY! sangat cepat tanggap dan informatif. Tiap kendala pasti dibantu dengan koordinasi yang baik dan solutif, serta adanya update berkala  yang memperlancar proses kerjasama."
Dini Marita
Head of Finance
CreditBookPegadaianAkseleran

Pricing

E Wallet
Pay only for the number of transactions made
GopayDanaOvoShopee
Rp 2.000
/transaction
Interbank Transfer
Pay only for the number of transactions made
MandiriBRIBNICIMB NiagaBCA
Rp 4.000
/transaction
Personalized Services
Need to make transactions of over IDR 1 billion per month? Let's team up to accelerate your business growth and enjoy personalized package, tailor-made just for you.
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Get discounted pricing
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Custom services and packages
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No additional fee for integration

We are here to help you

Start now and accelerate all your business payments. You can also contact us to discuss solutions that are best fitted for your business.
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Provide an easier, friendlier customer experience by giving them the freedom to choose how they want to pay you.
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