About OY! Indonesia

OY! Indonesia (PT Dompet Harapan Bangsa) is a leading financial technology company that provides secure, seamless, and efficient financial solutions for businesses. Our services empower enterprises to manage cash flow effectively, streamline payments, and optimize financial operations.

Our core solutions include:

Send Money – Simplify fund transfers with automated disbursement and bulk payment solutions.

Receive Money – Accept payments in real-time through Virtual Accounts and Payment Links.

Cash Management – Centralize and optimize fund control for better financial decision-making.

Expense Management – Monitor and manage corporate expenses efficiently with automated payment processes.

With robust enterprise-grade security and compliance, OY! Indonesia ensures that every financial transaction is fast, reliable, and fully aligned with industry regulations.

Commitment to Integrity & Anti-Bribery

As part of our dedication to ethical business practices, OY! Indonesia upholds SNI ISO 37001:2016, the international standard for Anti-Bribery Management Systems. We are committed to fostering a transparent, corruption-free business environment and ensuring compliance with financial regulations.

To uphold this commitment, we strictly adhere to the 4 NO’s principles:

No Bribery – No bribery, gratuities, or extortion.

No Kickback – No commissions, thank-you money, or unauthorized profit-sharing.

No Gift – No unreasonable gifts.

No Luxurious Hospitality – No excessive entertainment or hospitality.

We continuously enhance our processes to align with these integrity principles and enforce a zero-tolerance policy against any violations of anti-corruption laws or OY! Indonesia’s code of ethics.
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Additionally, we expect all employees, partners, and stakeholders to comply with our ethical standards and responsibly manage any conflicts of interest that could lead to fraud risks.
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Ethical Reporting Channel

OY! Indonesia provides a secure and confidential reporting system for any suspected fraudulent or unethical activity. Reports can be submitted through:

We guarantee strict confidentiality and full protection for all whistleblowers.
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By embedding integrity into every aspect of our operations, OY! Indonesia ensures a trustworthy financial ecosystem that safeguards both businesses and consumers.